• Apply For Cash

    Fill out our short application form secured with 256-bit technology.

  • Receive Approval

    After the approval, review all terms and rates at the lender?s website.

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    Get cash deposited into bank account on the next business day.

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Are you experiencing money problems?

Do you just need a small advance against your pay to tide you over?

Do you need cash for an unexpected expense?

Then a payday loan can be the solution you are looking for.

When looking for this type of loan you want the best rates and terms possible, and that is where . Direct Loan Lenders Only can help.

We are the best payday loan search solution you will find, and our website helps you search through hundreds of lenders to find the ones which are right for you and your situation.

This means you get the cash you need at the rates and with the terms that you want.

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Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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If you are experiencing a short-term financial crisis, pay day loans may be the solution you need. Our service is designed to help match you with multiple lenders who are willing to provide you with up to $1000 in as little as one business day. The amount of money for which you qualify is dependent upon your income, your lender and the state in which you live, but your credit is never a consideration.

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It only takes a few minutes to fill out an application with FusionPaydayLoans.com, and we only ask you for the information we need so that we can protect your privacy. We protect the information you provide with 256-bit SSL encryption technology as you send it to us .-Direct-Loan-Lenders-Only and as we forward it to our lenders. Once our lenders have reviewed your application, you will likely receive multiple offers from pay day loans providers all across the country. This way, you can select the offer that best fits your unique situation.

Reviewing Offers without Obligation

You are encouraged to review each offer you receive very carefully and pay very close attention to the amounts, terms and conditions associated with pay day loans. Each lender sets its own terms and rates in accordance with federal and state laws, so no two offers will ever be the same. If you do not like an offer, you can decline it; there is no penalty for doing so. However, once you have found an offer you like, getting your money is easier than ever.

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You will be required to electronically sign the agreement that you like best in order to receive your funds. This enters you into a contract with the lender and obligates you to repay these pay day loans according to the terms in the agreement. Once your lender has received your signed documentation, your funds will generally be available on the following business day..-Direct-Loan-Lenders-Only This may vary based upon your lender and your financial institution.

Do You Qualify?

Qualifying for pay day loans is incredibly easy as the process is nothing like applying for credit cards or bank loans. Your credit is not a consideration, so you will not be turned down due to delinquencies on your credit report. In fact, you only need to ensure that you:

  • Have a bank account in your name.
  • Are at least 18 years old and a legal US resident.
  • Have a working telephone number and valid email address.
  • Have been employed with the same employer for at least 90 days.
  • Can meet minimum income requirements.

If you are currently in bankruptcy or if you have outstanding default loans with other lenders, you will not qualify for a pay day loan.

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Although pay day loans have the potential to become expensive, they can be extremely beneficial when they are used wisely. .-Direct-Loan-Lenders-Only You should never borrow more money than you need or money that you will not be able to repay and you should always repay your loans on time. This will help you get the absolute best rates available and even build a positive relationship with a selected lender if you use that lender each time you need a loan. When you have proven your creditworthiness to a lender, you will likely get lower interest rates in the future.

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Get A Cash Advance Today
Get A Cash Advance Today A payday loan or cash advance is a streamlined, faxless loan. Applicants do not have to provide a credit report, and cash is deposited quickly and securely into their checking accounts. Get A Cash Advance Today While payday loans have many advantages, the world of lending can be confusing. Take time to educate yourself about the short-term loan process before applying for fast cash. Get A Cash Advance Today Applying for payday loans is really quite simple and absolutely no credit is needed.
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Overall Rating
Secure Site
Ease of Use
Cost of Loan
Customer Service
Cash Advances
Nation Wide Service 50 States 50 States 50 States 50 States 50 States 50 States 50 States50 States 50 States 50 States
Cost of Credit per $100 Borrowed* $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25
APR (Annual Percentage Rate)* 36%, 651.79% 36%, 651.79% 36%, 651.79% 586.61% 651.79% 651.79% 651.79% 651.79% NA 651.79%
Number of Days Loan & Interest is Based On 14 14 14 14 14 14 14 14 14 14
Maximum Loan Amount* $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
Loan Approval Time Frame (Get Cash Tomorrow) 90 seconds or less 90 seconds or less 90 seconds or less Instant 1 Hour 1 Hour- Instant Instant 1 Hour 1 Hour
Overnight Deposit to your Account
Loan Repayment Due at Next Paydate
Direct Deposit - Checking Account
Repayment Method of Loan - Electronic Transfer
Loan Extension or Renewals
Maximum # of Loan Extension or Renewals 3 to unlimited 3 to unlimited 3 to unlimited 3 to unlimited 3 4 3 to unlimited Unlimited 3 to unlimited 3 to unlimited
Cancellation of Loan Option
Various Payment Options
Faxed Documents Required          
Credit Approval Required
Apply by Phone
Time Period before Applying for Another Payday Loan Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws
Loan Qualification with Outstanding Payday Loans Multiple permitted Multiple permitted Multiple permitted   
Privacy Policy & Site Encryption
Loan Application Information
Monthly Take Home Pay after Taxes
NA $1,200 $1,000 $1,000 $1,000 $1,000 NA
Pay Dates
Valid Checking Account
18+ Years of Age
Currently Employed 90+ Days Depends on lender Depends on lender Depends on lender  
Full-time Employment - Not a Temp Service Full or part-time Full or part-time Full or part-time
Social Security Number
Driver's License
Citizen or Permanent Resident of the US Resident only Resident only Resident only   
Current Home & Work Phone Number
Valid email Address
Loan Disqualification due to Bankruptcy     
Live Help
Phone Support
Email Address
Fax Support